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Call 1-888-794-1464 to Find Your Lowest Rate for a Second Mortgage

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Find Out if You Qualify in 4 Minutes

Pay off your debts, renovate your property, or do whatever you and your family see fit with a low-rate second mortgage.

Call now and follow our process to get your second mortgage pre-approved. Most clients are funded within 5 to 8 business days of their signing.

  • Lower your monthly payments by up to 50%
  • Rebuild your credit within 12 months
  • Most competitive rates and payments on the market

For Debt Consolidation

Kaitlyn works full-time as a police officer, but she was out of work for almost a year because of an injury outside of work. During which, she depleted her savings, maxed out her credit cards, and became delinquent on some of her accounts. Her credit score plummeted and was constantly harrassed by collection agencies.

Our client came to us for help. We were able to pay off all her outstanding unsecured debts and consolidate them into 1 low monthly payment. We got our client 2 new secured credit cards, and were able to repair her credit within 12 months.

saved per year $7,524
Home Value: $660,000
1st Mortgage Balance: $324,000
2nd Mortgage Amount: $30,000
$16,700 Visa Card Debt: PAID
$4,000 High-Interest Payday Loan: PAID
$3,500 Debt in Collections: PAID
Credit Score Before vs. Now: 544 vs. 672
Payments Before vs. Now: $875 vs. $248 per month

For Mortgage or Tax Arrears

Aidan owns a construction business and re-invests most of his earnings back into growing it. Between work, family, and friends, he slowly let his finances fall apart due to his busy life. Aidan's credit was damaged and owed 3 to 4 years of property taxes and income taxes to the Canada Revenue Agency.

Luckily for our client, even with his self-employment and bruised credit, we were able to work with our lenders to get the funds he needed within 1.5 weeks to pay off his property and income tax arrears. We also paid off our client's credit cards and enrolled him into our credit repair program.

arrears paid $52,200
Home Value: $680,000
1st Mortgage Balance: $359,000
2nd Mortgage Amount: $57,000
$10,900 Property Tax Arrears: PAID
$34,300 Income Tax Arrears: PAID
$7,000 Credit Card Debt: PAID
Credit Score Before vs. Now: 616 vs. 683
Payment 2nd Mortgage: $522 per month

For Home Improvements

Tim and Belinda are semi-retired and have lived in their home for more than 15 years. They were looking sell and move to a new house next summer to take advantage of the booming real estate market. However, after 15 years, their home needed some repairs and they wanted to save their cash.

We got our clients a short-term home renovation loan so they could put work into their floors and kitchen, which increased the value of their home. Our clients were also happy to get some extra cash to help with the closing costs when they buy their new house.

home value increase $58K
Home Value: $510,000
Home Value after Renovations: $568,000
2nd Mortgage Amount: $35,000
Cash Back to Clients: $6,000
Payment 2nd Mortgage: $263 per month

Testimonials

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Working with 360Lending was a great experience. Our agent, Adam was a pleasure. Always available to answer any questions and was very empathetic of our situation. We would recommend their service.

Andrea and James Trout February, 2015

Excellent customer service and smooth process. I had a very difficult situation and 360 Lending got me a mortgage. Definitely will recommend to my friends.

Alex Moore June, 2015

We went to a couple different lenders and 360Lending was the one that stood out to us. There service was friendly and we had excellent support throughout the process. We are so glad we chose this team and we look forward to dealing with them on our next refinance

Matthew Pugh July, 2015

Head Office

1801-1 Yonge Street
Toronto, ON M5E 1W7

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E-mail: info@360lending.ca

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