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Consolidate your debt
with a home equity loan

Lower your monthly payments using the equity in your home

Get Your Home Equity Loan Approved

Most clients are funded within 7 days.

We Lend Money to Homeowners

We are mortgage professionals with 40+ years of experience helping homeowners with credit problems get out of debt and rebuild credit by using their home equity.

We can save you thousands of dollars when you're paying for major expenses or consolidating debt. Call now to get your free evaluation and property report.

Get low rates and funded quickly

Home Equity Loan

Home equity loans generally have much lower interest rates than unsecured loans, and are becoming more popular with Canadian home owners due to a booming real estate market.

Get low rates and funded quickly

Second Mortgage

A second mortgage is essentially the same product as a home equity loan, but the name signifies that it is a loan registered in the second position, behind the first mortgage.

Find the best rate on the market

Mortgage Refinancing

We will shop around for the best rate on the market. Reduce the total interest on your mortgage, change your loan period, or access the equity in your home at a low interest rate!

Get help to save your home

Stop Power of Sale

We can unlock the equity in your home at a low rate to pay off your arrears. We also have an in-house legal team that specializes in foreclosures to help you protect your home.

  • Home Equity Loan
  • Second Mortgage
  • Mortgage Refinancing
  • Stop Power of Sale

One-Stop Mortgage Shopping

Our network of lenders enables us to get you the best rates and terms on the market for even the most difficult financial situations.

We have access to all the products and rates on the market, where most banks will only have their own.

Major Banks

Our experience, volume of business, and partnerships enable us to get the best terms.

Major Trust Companies

We have access to more flexible mortgage products through trust companies that have less restrictions than banks

Mortgage Investment Corporations

Our diversified investor funds made of investors are flexible and creative in helping our clients with the most difficult situations.

Our vision

Personalized and Affordable Loans

I don't know what I would have done if I had not reached out to 360Lending. They helped me consolidate my bad debt into one low monthly mortgage payment. And my credit is fixed

27,000+ happy customers
18 professional advisors
8 mortgage products
40 years of experience

Head Office

1801-1 Yonge Street
Toronto, ON M5E 1W7

Apply Online

Kindly give us a call and allow us to
guide you through the application

Apply Online


Monday to Sunday
08:00am - 10:00pm