Get a Home Equity Line of Credit in Canada - 360Lending
 

Need a home equity line of credit?

Borrow from your equity at any time with low payments & $0 annual fees.

Call 1-888-794-1464

or


The office is currently closed, please Apply Online.


Credit Card vs HELOC

  1. Your credit card debt total
    $
    Please enter an amount greater than $20,000.
  2. Fixed payment per month

    The fixed amount you pay must be equal to or greater than your minimum monthly payment, which is usually 2.5% of the remaining balance.

    $
    Please enter an amount greater than $20,000.
  3. Calculate

    Once you enter all the values above, the graph to the right will automatically update.

    Once you enter all the values above, the graph below will automatically update.

 

ANNUAL SAVINGS
$0

$0
 
$0
Credit Cards
 
HELOC

Based on minimum payment requirements of 2.5% with credit cards and 1% with HELOC.

How to Get Started

  1. Call us or apply online

    Talk to one of our friendly advisors to help us understand your situation and your goals.

  2. Follow our process

    Follow our simple yet effective process to qualify for the best offers.

  3. Receive your funds

    Once you sign your paperwork, the funds will be released usually within 5-8 business days.

How Much Can I Borrow?

  1. Estimated Property Value
    $
    Please enter an amount greater than $200,000.
  2. Total Mortgage Balance

    Current balance of all of the mortgages, secured loans, and secured lines of credit on your property.

    $
  3. Calculate

    Once you enter all the values above, the graph to the right will automatically update.

    Once you enter all the values above, the graph below will automatically update.

 

YOUR COULD QUALIFY FOR
$0

$0
 
$0
 
$0
Home Value
 
Secured Debt
 
Availble Credit

You can qualify for up to 80% of the value of the property, minus the balance of registed mortgages. HELOC limit cannot exceed 65% of the value of the property.

Our Home Equity Line of Credit Features

  • Low Minimums

    Minimum payment is ~1% of balance.

  • Open Repayment

    Borrow, repay it and borrow again.

  • Easy Access

    Physical card and cheques for convenience.

  • No Annual Fees

    No costs to maintain on a yearly basis.

  • No Term

    No maturity date. No need to renew.
     

  • Cash Out

    Get cash in hand to accomplish your goals.